:root{--bg-primary: #080c16;--bg-secondary: #0f172a;--bg-card: rgba(30, 41, 59, .45);--bg-card-hover: rgba(30, 41, 59, .7);--border-color: rgba(255, 255, 255, .07);--border-hover: rgba(99, 102, 241, .3);--primary: #6366f1;--primary-hover: #4f46e5;--secondary: #14b8a6;--secondary-hover: #0d9488;--accent: #f59e0b;--text-primary: #f8fafc;--text-secondary: #94a3b8;--text-muted: #64748b;--success: #10b981;--danger: #ef4444;--font-title: "Outfit", "Inter", sans-serif;--font-body: "Inter", sans-serif;--shadow-sm: 0 2px 8px rgba(0, 0, 0, .2);--shadow-md: 0 8px 30px rgba(0, 0, 0, .3);--shadow-lg: 0 15px 40px rgba(0, 0, 0, .4);--shadow-glow: 0 0 20px rgba(99, 102, 241, .25);--shadow-glow-teal: 0 0 20px rgba(20, 184, 166, .2);--transition-fast: .2s cubic-bezier(.4, 0, .2, 1);--transition-normal: .3s cubic-bezier(.4, 0, .2, 1);--transition-slow: .5s cubic-bezier(.4, 0, .2, 1)}*{box-sizing:border-box;margin:0;padding:0;scroll-behavior:smooth}body{background-color:var(--bg-primary);color:var(--text-primary);font-family:var(--font-body);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;overflow-x:hidden;line-height:1.6}.glow-blob{position:absolute;width:500px;height:500px;border-radius:50%;filter:blur(140px);pointer-events:none;z-index:0;opacity:.35;animation:float-blob 20s infinite alternate ease-in-out}.blob-indigo{background:radial-gradient(circle,#6366f1cc,#6366f100 70%);top:-100px;right:-50px}.blob-teal{background:radial-gradient(circle,#14b8a6cc,#14b8a600 70%);bottom:200px;left:-150px;animation-delay:-5s}.blob-purple{background:radial-gradient(circle,#a855f7cc,#a855f700 70%);top:50%;right:-200px;animation-delay:-10s}@keyframes float-blob{0%{transform:translate(0) scale(1)}to{transform:translate(50px,100px) scale(1.2)}}.container{width:100%;max-width:1200px;margin:0 auto;padding:0 1.5rem;position:relative;z-index:10}section{padding:6rem 0;position:relative}.section-header{text-align:center;max-width:650px;margin:0 auto 4rem}.section-header h2{font-family:var(--font-title);font-size:2.5rem;font-weight:700;letter-spacing:-.025em;margin-bottom:1rem;background:linear-gradient(135deg,var(--text-primary) 30%,#a5b4fc 100%);-webkit-background-clip:text;-webkit-text-fill-color:transparent}.section-header p{color:var(--text-secondary);font-size:1.125rem}.glass-card{background:var(--bg-card);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border:1px solid var(--border-color);border-radius:16px;padding:2rem;box-shadow:var(--shadow-md);transition:border-color var(--transition-normal),transform var(--transition-normal),box-shadow var(--transition-normal)}.glass-card:hover{border-color:var(--border-hover);transform:translateY(-4px);box-shadow:var(--shadow-glow),var(--shadow-lg)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:.875rem 1.75rem;font-family:var(--font-title);font-size:.975rem;font-weight:600;border-radius:12px;cursor:pointer;transition:all var(--transition-fast);text-decoration:none;gap:.5rem;border:none}.btn-primary{background:linear-gradient(135deg,var(--primary) 0%,#4f46e5 100%);color:#fff;box-shadow:var(--shadow-glow)}.btn-primary:hover{background:linear-gradient(135deg,#4f46e5,#3730a3);transform:translateY(-2px);box-shadow:0 0 25px #6366f166}.btn-secondary{background:#ffffff0d;color:var(--text-primary);border:1px solid var(--border-color)}.btn-secondary:hover{background:#ffffff1a;border-color:var(--text-secondary);transform:translateY(-2px)}.btn-teal{background:linear-gradient(135deg,var(--secondary) 0%,#0d9488 100%);color:#fff;box-shadow:var(--shadow-glow-teal)}.btn-teal:hover{background:linear-gradient(135deg,#0d9488,#0f766e);transform:translateY(-2px);box-shadow:0 0 25px #14b8a659}.form-group{margin-bottom:1.5rem}.form-label{display:block;font-size:.875rem;font-weight:500;margin-bottom:.5rem;color:var(--text-secondary)}.form-input,.form-select,.form-textarea{width:100%;padding:.875rem 1rem;background:#0f172a99;border:1px solid var(--border-color);border-radius:10px;color:var(--text-primary);font-family:var(--font-body);font-size:1rem;transition:all var(--transition-fast)}.form-input:focus,.form-select:focus,.form-textarea:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px #6366f126}.form-input[type=range]{padding:0;background:transparent;accent-color:var(--primary);cursor:pointer}.form-textarea{min-height:120px;resize:vertical}::-webkit-scrollbar{width:10px}::-webkit-scrollbar-track{background:var(--bg-primary)}::-webkit-scrollbar-thumb{background:#1e293b;border-radius:5px}::-webkit-scrollbar-thumb:hover{background:#334155}@keyframes fadeIn{0%{opacity:0;transform:translateY(15px)}to{opacity:1;transform:translateY(0)}}.animate-fade-in{animation:fadeIn .8s forwards ease-out}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:2rem}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem}@media (max-width: 1024px){.grid-4,.grid-3{grid-template-columns:repeat(2,1fr)}}@media (max-width: 768px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr;gap:1.5rem}.section-header h2{font-size:2rem}}.navbar{position:fixed;top:0;left:0;width:100%;height:80px;display:flex;align-items:center;z-index:1000;background:#080c16b3;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--border-color);transition:all var(--transition-normal)}.navbar-container{display:flex;align-items:center;justify-content:space-between;width:100%;max-width:1200px;margin:0 auto;padding:0 1.5rem}.navbar-logo{display:flex;align-items:center;gap:.75rem;text-decoration:none;font-family:var(--font-title);font-size:1.5rem;font-weight:800;color:var(--text-primary)}.logo-icon{font-size:1.75rem}.logo-text{background:linear-gradient(135deg,#fff,#818cf8);-webkit-background-clip:text;-webkit-text-fill-color:transparent}.navbar-links{display:flex;align-items:center;gap:2rem}.nav-link{text-decoration:none;color:var(--text-secondary);font-family:var(--font-title);font-size:.95rem;font-weight:500;transition:color var(--transition-fast)}.nav-link:hover{color:var(--primary)}.btn-nav{padding:.6rem 1.2rem;font-size:.875rem}.navbar-toggle{display:none;flex-direction:column;justify-content:space-between;width:24px;height:18px;background:transparent;border:none;cursor:pointer}.navbar-toggle .bar{width:100%;height:2px;background-color:var(--text-primary);border-radius:2px;transition:all var(--transition-fast)}.navbar-mobile-menu{display:none}@media (max-width: 768px){.navbar-links{display:none}.navbar-toggle{display:flex}.navbar-toggle.active .bar:nth-child(1){transform:translateY(8px) rotate(45deg)}.navbar-toggle.active .bar:nth-child(2){opacity:0}.navbar-toggle.active .bar:nth-child(3){transform:translateY(-8px) rotate(-45deg)}.navbar-mobile-menu{display:flex;flex-direction:column;position:fixed;top:80px;left:0;width:100%;background:#0f172af2;-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);border-bottom:1px solid var(--border-color);padding:2rem 1.5rem;gap:1.5rem;transform:translateY(-150%);transition:transform var(--transition-normal) ease-in-out;z-index:999}.navbar-mobile-menu.show{transform:translateY(0)}.mobile-nav-link{text-decoration:none;color:var(--text-primary);font-family:var(--font-title);font-size:1.1rem;font-weight:600}.mobile-btn-nav{width:100%;margin-top:1rem}}.hero{padding-top:10rem;padding-bottom:6rem;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:4rem;align-items:center}.hero-badge{display:inline-flex;align-items:center;gap:.5rem;background:#6366f11a;border:1px solid rgba(99,102,241,.2);color:#a5b4fc;padding:.5rem 1rem;border-radius:99px;font-size:.875rem;font-weight:600;margin-bottom:1.5rem}.hero-title{font-family:var(--font-title);font-size:4rem;font-weight:800;line-height:1.1;letter-spacing:-.03em;margin-bottom:1.5rem;background:linear-gradient(135deg,#fff 20%,#c7d2fe 50%,#818cf8);-webkit-background-clip:text;-webkit-text-fill-color:transparent}.hero-desc{font-size:1.25rem;color:var(--text-secondary);margin-bottom:2.5rem;max-width:600px}.hero-actions{display:flex;gap:1rem;margin-bottom:3.5rem}.hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;border-top:1px solid var(--border-color);padding-top:2rem}.stat-item h3{font-family:var(--font-title);font-size:2.25rem;font-weight:700;color:var(--text-primary);margin-bottom:.25rem;background:linear-gradient(135deg,#fff 0%,var(--secondary) 100%);-webkit-background-clip:text;-webkit-text-fill-color:transparent}.stat-item p{color:var(--text-muted);font-size:.9rem;font-weight:500;text-transform:uppercase;letter-spacing:.05em}.hero-image-container{position:relative;display:flex;justify-content:center}.hero-glow-card{width:100%;max-width:400px;height:480px;background:linear-gradient(135deg,#6366f114,#14b8a608);border:1px solid rgba(255,255,255,.08);border-radius:24px;position:relative;display:flex;flex-direction:column;justify-content:space-between;padding:2.5rem;box-shadow:var(--shadow-lg);overflow:hidden}.hero-glow-card:before{content:"";position:absolute;top:-50%;left:-50%;width:200%;height:200%;background:conic-gradient(from 180deg at 50% 50%,rgba(99,102,241,.15) 0deg,rgba(20,184,166,.15) 120deg,transparent 240deg,rgba(99,102,241,.15) 360deg);animation:rotate-card 15s linear infinite;z-index:0}@keyframes rotate-card{0%{transform:rotate(0)}to{transform:rotate(360deg)}}.card-internal{position:relative;z-index:2;height:100%;display:flex;flex-direction:column;justify-content:space-between}@media (max-width: 992px){.hero-grid{grid-template-columns:1fr;gap:3rem}.hero-image-container{order:-1}.hero-glow-card{height:380px}.hero-title{font-size:3rem}}.tab-container{display:flex;justify-content:center;gap:1rem;margin-bottom:3rem}.tab-btn{background:#ffffff08;border:1px solid var(--border-color);color:var(--text-secondary);font-family:var(--font-title);font-size:1rem;font-weight:600;padding:.75rem 2rem;border-radius:99px;cursor:pointer;transition:all var(--transition-fast)}.tab-btn.active{background:var(--primary);color:#fff;border-color:var(--primary);box-shadow:var(--shadow-glow)}.scheme-card{display:flex;flex-direction:column;height:100%;position:relative;overflow:hidden}.scheme-rate-badge{position:absolute;top:1.5rem;right:1.5rem;background:#14b8a626;border:1px solid rgba(20,184,166,.3);color:#2dd4bf;padding:.35rem .85rem;border-radius:99px;font-weight:700;font-size:.9rem}.scheme-icon{font-size:2.5rem;margin-bottom:1.5rem}.scheme-title{font-family:var(--font-title);font-size:1.35rem;font-weight:700;margin-bottom:.75rem;color:var(--text-primary)}.scheme-desc{color:var(--text-secondary);font-size:.95rem;margin-bottom:1.5rem;flex-grow:1}.scheme-features{list-style:none;border-top:1px solid var(--border-color);padding-top:1.25rem;margin-bottom:1.5rem}.scheme-features li{display:flex;align-items:center;gap:.5rem;font-size:.875rem;color:var(--text-secondary);margin-bottom:.5rem}.scheme-features li:before{content:"✓";color:var(--secondary);font-weight:700}.calc-layout{display:grid;grid-template-columns:1.2fr .8fr;gap:3rem}.calc-panel{background:var(--bg-card);border:1px solid var(--border-color);border-radius:16px;padding:2.5rem;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px)}.calc-type-selector{display:flex;gap:.5rem;background:#0f172a80;padding:.35rem;border-radius:10px;margin-bottom:2rem;border:1px solid var(--border-color)}.calc-type-btn{flex:1;background:transparent;border:none;color:var(--text-secondary);font-family:var(--font-title);font-weight:600;padding:.6rem;border-radius:8px;cursor:pointer;transition:all var(--transition-fast)}.calc-type-btn.active{background:#ffffff14;color:var(--text-primary)}.slider-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:.5rem}.slider-value{font-family:var(--font-title);font-size:1.15rem;font-weight:700;color:var(--secondary)}.calc-result-panel{background:linear-gradient(135deg,#6366f11a,#14b8a60d);border:1px solid rgba(99,102,241,.2);border-radius:16px;padding:2.5rem;display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center}.result-heading{color:var(--text-secondary);font-size:.9rem;text-transform:uppercase;letter-spacing:.05em;margin-bottom:.5rem}.result-value{font-family:var(--font-title);font-size:3rem;font-weight:800;color:var(--text-primary);margin-bottom:2rem;background:linear-gradient(135deg,#fff 0%,var(--primary) 100%);-webkit-background-clip:text;-webkit-text-fill-color:transparent}.result-breakdown{width:100%;border-top:1px solid var(--border-color);padding-top:1.5rem;display:flex;flex-direction:column;gap:1rem}.breakdown-row{display:flex;justify-content:space-between;font-size:.95rem;color:var(--text-secondary)}.breakdown-val{font-weight:600;color:var(--text-primary)}.visualizer-bar{width:100%;height:8px;background:#ffffff0d;border-radius:99px;overflow:hidden;margin-top:.5rem;display:flex}.bar-principal{background:var(--primary);height:100%;transition:width .3s ease}.bar-interest{background:var(--secondary);height:100%;transition:width .3s ease}@media (max-width: 992px){.calc-layout{grid-template-columns:1fr}}.eligibility-box{max-width:650px;margin:0 auto;background:var(--bg-card);border:1px solid var(--border-color);border-radius:20px;padding:3rem;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px)}.step-indicator{display:flex;justify-content:space-between;margin-bottom:2.5rem;position:relative}.step-indicator:before{content:"";position:absolute;top:50%;left:0;width:100%;height:2px;background:var(--border-color);z-index:1;transform:translateY(-50%)}.step-dot{width:32px;height:32px;border-radius:50%;background:var(--bg-secondary);border:2px solid var(--border-color);display:flex;align-items:center;justify-content:center;font-size:.85rem;font-weight:700;z-index:2;position:relative;transition:all var(--transition-normal)}.step-dot.active{border-color:var(--primary);background:var(--primary);color:#fff;box-shadow:var(--shadow-glow)}.step-dot.completed{border-color:var(--secondary);background:var(--secondary);color:#fff}.eligibility-actions{display:flex;justify-content:space-between;margin-top:2rem}.eligibility-result-card{text-align:center;padding:1.5rem 0}.result-badge{display:inline-block;padding:.5rem 1.5rem;border-radius:99px;font-weight:700;font-size:1.1rem;margin-bottom:1.5rem}.result-badge.success{background:#10b98126;border:1px solid rgba(16,185,129,.3);color:#34d399}.result-badge.warning{background:#f59e0b26;border:1px solid rgba(245,158,11,.3);color:#fbbf24}.director-card{text-align:center;padding:2.5rem 1.5rem}.director-avatar{width:100px;height:100px;border-radius:50%;background:linear-gradient(135deg,var(--primary) 0%,var(--secondary) 100%);margin:0 auto 1.5rem;display:flex;align-items:center;justify-content:center;font-size:2.5rem;color:#fff;border:3px solid var(--border-color);box-shadow:var(--shadow-sm);transition:transform var(--transition-normal)}.director-card:hover .director-avatar{transform:scale(1.05) rotate(5deg)}.director-name{font-family:var(--font-title);font-size:1.2rem;font-weight:700;margin-bottom:.35rem;color:var(--text-primary)}.director-role{font-size:.85rem;font-weight:600;color:var(--secondary);text-transform:uppercase;letter-spacing:.05em;margin-bottom:1rem}.director-bio{color:var(--text-secondary);font-size:.9rem}.branch-list{display:flex;flex-direction:column;gap:1rem;max-height:480px;overflow-y:auto;padding-right:.5rem}.branch-item{background:#0f172a66;border:1px solid var(--border-color);border-radius:10px;padding:1.25rem;cursor:pointer;transition:all var(--transition-fast)}.branch-item:hover,.branch-item.active{border-color:var(--primary);background:#6366f114}.branch-name{font-family:var(--font-title);font-weight:700;margin-bottom:.25rem;font-size:1.05rem}.branch-detail{font-size:.85rem;color:var(--text-secondary);margin-bottom:.25rem}.footer{background:#04070d;border-top:1px solid var(--border-color);padding:5rem 0 2.5rem;position:relative;z-index:10}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:4rem;margin-bottom:4rem}.footer-brand h3{font-family:var(--font-title);font-size:1.5rem;font-weight:800;margin-bottom:1rem;color:var(--text-primary)}.footer-brand p{color:var(--text-secondary);font-size:.95rem;max-width:320px;margin-bottom:1.5rem}.footer-heading{font-family:var(--font-title);font-weight:700;font-size:1.05rem;margin-bottom:1.5rem;text-transform:uppercase;letter-spacing:.05em}.footer-links{list-style:none}.footer-links li{margin-bottom:.85rem}.footer-links a{text-decoration:none;color:var(--text-secondary);font-size:.95rem;transition:color var(--transition-fast)}.footer-links a:hover{color:var(--primary)}.footer-bottom{border-top:1px solid var(--border-color);padding-top:2rem;display:flex;justify-content:space-between;align-items:center;font-size:.875rem;color:var(--text-muted)}@media (max-width: 768px){.footer-grid{grid-template-columns:1fr;gap:2.5rem}.footer-bottom{flex-direction:column;gap:1rem;text-align:center}}